AWARDS FOR EXCELLENCE

Since 1905, Lincoln Financial Group has maintained outstanding performance in the financial services industry. Our company has been recognized by various organizations for its products, services, community involvement and business operations. Lincoln has been recognized in the following areas:

Awards   November 2006 — LFG.com was ranked No. 2 in the DALBAR WebMonitor's 2006 3rd Quarter rankings of the top Life and Annuity Web sites for consumers. Dalbar's WebMonitor tracks Web site innovations across the financial services industry and identifies the industry's best sites.   September 2005 — Lincoln Financial Group Received Highest Score Possible on Corporate Equality Index. September 2005 — Lincoln National Corporation Ranked in 100 Best Companies for Working Mothers. August 2005 — Lincoln Financial Group was recognized by AARP as exemplary employer for the third consecutive year.